Innovative CFO
Our Innovative CFO eliminates the “one size fits all” type plan by being tailored to you and only you. We will surround you with a team of experts that will coordinate all the moving pieces in your life and provide support whenever you need it.
The Innovative CFO is built on the following philosophies:
IPG's Planning Philosophy
By adhering to the these 5 principles, our firm aims to provide a truly personalized "CFO" experience, helping our clients navigate their financial lives with confidence and peace of mind.
Independent
Maintaining independence allows us to put our clients' needs, goals, and interests first in all decision-making.
Comprehensive
We believe in taking a holistic view of our clients' financial lives and providing comprehensive solutions in all areas of planning.
Long-Term Perspective
Our goal is to help our clients create a strong financial foundation, focusing on a long term vision, while updating for all of life’s changes throughout the years.
Personalized Solutions
We customize our financial planning recommendations to each client's unique circumstances, goals, and risk tolerance.
Education & Empowerment
We believe in educating our clients about their finances and empowering them to make informed decisions.
IPG's Investment Philosophy
IPG’s investment management process strives to build portfolios that grow and preserve your wealth more efficiently than market indexes will, while providing exceptional investment insights and understanding.
We accomplish this through five main principles:
Use Compounding to Your Advantage
We understand downside protection is more important than full upside participation, and remaining invested over market cycles is the only proven way to successfully compound your money. We believe in taking intelligent risks and avoiding reckless risks.
Be Independent & Objective
We strive to remain independent of any single asset manager, platform, or company – we base our investment decisions solely on a strategy’s merits and attempt to avoid any conflicts of interest. This means we aren’t swayed by external factors and ensures each investment is selected for the right reasons.
Put in the Work
We continuously monitor global financial markets, geopolitical developments, and economic health – this allows us to make informed decisions built on diligent research. We have a true passion for investment research and are constantly striving to better learn, understand, and refine.
Remain Fee-Conscious
Fees erode your investment returns over time and we aim to keep our portfolio expenses below industry averages. This ensures you keep more of your return.
Communicate Effectively
We are available to answer your investment questions, provide timely updates on our strategy, and provide useful educational resources to improve your investment knowledge. This increases the likelihood you stick with your investment plan through highs and lows.
IPG's Risk Management Philosophy
IPG’s philosophy on life insurance, disability, and long-term care coverage is centered around the following principles:
Protection is Important
Having protection in place in the event of an unexpected death, disability, or a long-term care event is crucially important and ensures these life events don’t completely derail clients’ financial wellbeing.
Customized Solutions
We believe in tailoring life insurance, disability, and long-term care recommendations to each client's unique circumstances, goals, and budget without advocating for unnecessary coverages.
Holistic Approach
We take a holistic view of client finances, and we integrate insurance into the overall financial plan to protect and preserve their long-term financial goals.
Education & Awareness
We believe in educating our clients, and helping them make informed decisions about life insurance, disability, and long-term care coverage.
Regular Review
We believe in regularly reviewing clients' insurance coverage to ensure coverage is always aligned with changing needs and circumstances.
