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IPG's Risk Management Philosophy

IPG’s philosophy on life insurance, disability, and long-term care coverage is centered around the following principles: 

1. Protection is Important: Having protection in place in the event of an unexpected death, disability, or a long-term care event is crucially important and ensures these life events don’t completely derail clients’ financial wellbeing.

2. Customized Solutions: We believe in tailoring life insurance, disability, and long-term care recommendations to each client's unique circumstances, goals, and budget without advocating for unnecessary coverages.

3. Holistic Approach: We take a holistic view of client finances, and we integrate insurance into the overall financial plan to protect and preserve their long-term financial goals.

4. Education & Awareness: We believe in educating our clients, and helping them make informed decisions about life insurance, disability, and long-term care coverage.

5. Regular Review: We believe in regularly reviewing clients' insurance coverage to ensure coverage is always aligned with changing needs and circumstances.

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